Types of Loan

WE ARRANGE MORTGAGES & PERSONAL RISK INSURANCE

Types of loans arranged: ANYWHERE IN NZ

PRIMARILY HOME LOANS –ANYWHERE IN NZ
FOR FIRST HOME BUYERS – BUYING A DWELLING WITH SAVED DEPOSIT – (SAVED DEPOSIT IS MINIMUM 5%)
BUYING YOUR FIRST HOME OR NEXT HOME WITH A GIFTED DEPOSIT– MORE THAN 5% DEPOSIT REQUIRED IN MOST CASES OF FIRST HOME PURCHASE
SHARED EQUITYPOSSIBLE FOR FIRST HOME PURCHASE IF NO DEPOSIT CAN BE CONTRIBUTED -CALL FOR DETAILS
SUBSEQUENT PROPERTY PURCHASES – CAN USE EQUITY IN EXISTING PROPERTY OR A DEPOSIT OR A GIFT OR COMBINATION OF ALL
REFINANCEFROM CURRENT LENDER TO A NEW LENDER IF UNHAPPY WITH CURRENT LENDER
TOO MANY EXTERNAL DEBTS -HELP CONSOLIDATE OTHER DEBTS WITH HOME LOAN TO EASE CASH-FLOW & SAVE ON INTEREST COSTS
HOME LOANS FOR SELF-EMPLOYED-MUST HAVE AT LEAST 1 YEAR TRADING HISTORY AND A SAVED DEPOSIT

SECTION PURCHASE – NEED AT LEAST 25% DEPOSIT
CONSTRUCTION LOANS – PROGRESSIVE DRAWDOWN BASED ON VALUATION REPORTS
CAN ASSIST IN TAKEOVER OF INCOMPLETE BUILDING PROJECTS
LOAN ARREARS– MAY BE ABLE TO ASSIST-CALL FOR DETAILS
COMMERCIAL PROPERTY PURCHASE – ANYWHERE IN NZ
BUSINESS FUNDING – EQUIPMENT FINANCE/BUSINESS PURCHASE/WORKING CAPITAL NEEDS
PERSONAL LOANS– SECURED / UNSECURED
IF YOU HAVE A SURPLUS IN YOUR BUDGETS. I CAN HELP RE-STRUCTURE MORTGAGE TO PAY OFF EARLY. MAY NOT BE ABLE TO PAY OFF MORTGAGE EARLIER IF THERE IS NO SURPLUS.

LOANS OUTSIDE NORMAL LENDING CRITERIA, LOANS TO CREDIT IMPAIRED – MAX LVR 60 – 70%

ANY OTHER LOANS – PLEASE TALK TO US
WIDE RANGE OF PERSONAL & BUSINESS INSURANCE
I COME TO YOUR DOOR STEP
AAPKE KADMO TAK AATHE HAIN

Call Satish at Mortgage Mantra – Registered Financial Advisor