Why use mortgage mantra or any other broker and not your own bank or another bank?
- October 10, 2011
- Posted by: admin
- Category: About Us
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At Mortgage Mantra, we have the knowledge & experience gained over the last 10 years to assist you with impartial advice based on your unique financial situation. Ring us today for the best advice on mortgages 0800 728 474
- BANK SELLS ONLY 1 PRODUCT – THEIR OWN
- IF YOUR APPLICATION DOES NOT FIT THE BOX – DECLINED (NO REASON GIVEN IN MANY CASES)
- IF YOUR APPLICATION IS APPROVED – NOT MUCH SCOPE ON NEGOTIATIONS OF RATES & FEES IN MOST CASES
- YOU MAY BE CHARGED APPLICATION FEE, LOW EQUITY MARGIN
- YOU HAVE TO TAKE TIME OFF TO GO TO THE BANK AT LEAST ONCE
- IN MANY CASES YOU DO NOT EXPLAIN YOUR SITUATION FULLY
- BANK MAY NOT BE FLEXIBLE – DO NOT FIT THE BOX SCENARIO
- · BANKER MAY BE NEW TO ROLE AND APPLICATION IS DECLINED
- WE HAVE ACCESS TO DIFFERENT LENDERS WITH DIFFERENT SHAPED BOXES TO MEET YOUR APPLICATION NEEDS
- WE COME TO YOU AND SPEAK YOUR LANGUAGE-UNDERSTAND YOU AND YOUR SITUATION BETTER AND PRESENT THE APPLICATION DIFFERENTLY TO ACHIEVE AN APPROVAL THAT MATCHES YOUR NEEDS.
WE ARE ABLE TO MATCH THE APPLICATION WITH A LENDER - WE SEARCH FOR THE MOST VIABLE OPTION FOR YOU IN CONSULTATION WITH YOU
- WE GUIDE YOU THROUGH THE BUYING PROCESS-EVERY STEP WHEREAS THE BANK WILL NOT BE AS INTERESTED AS WE ARE
- WE ARE AVAILABLE 7 DAYS A WEEK TO ANSWER YOUR QUERIES OR TO VISIT YOU AT YOUR PLACE
- IN CONSULTATION WITH YOU AND AFTER WORKING ON YOUR BUDGET, WE WILL PUT THE APPROPRIATE LOAN STRUCTURE IN PLACE FOR YOU.
- IN MOST APPLICATIONS, WE DO NOT CHARGE YOU A FEE. IF THERE IS A FEE INVOLVED, THIS IS DISCUSSED AND AGREED ON BEFORE WE START WORK ON YOUR APPLICATION.